One thing that recently helped me start saving more money for my savings and investing funds is by setting up direct deposit of my paycheck to my various bank accounts and then only including the money meant for spending in my budget. So following the 50/30/20 plan that Jaspreet has recommended in some of his videos; I was able to designate 50% of my paycheck to my checking account, 30% to my investment account, and 20% to my savings. Then I build my budget off of the 50% in my checking account and try not to even think about the other money. I have found that if the money meant for savings and investing never makes it into my checking account then I am not tempted to spend it.

@Landon Martin I love the auto deposit idea! One of the best ways to go about your saving/budgeting is staying organized and using certain plans and aspects to your advantage. Has the pandemic affected your budgeting at all? (Has it made it easier, better, or harder to stick to?)

It was very easy to stick to the budget while everything was shutdown since there was nothing to spend money on but ever since things have started opening back up it has personally never been more difficult to stick with it, at least as far as the budget for eating out goes! I have definitely exceeded the amount of money that I designated for eating out the past couple of months because besides going on multiple walks everyday, going to get food is the only time I get out of the house. Hopefully I will be able to get things back under control in the next few weeks (or maybe I will just increase the amount of money set aside for food haha)! Any advice on how to return back to normal?

@Landon Martin It's definitely been tougher due to the rising prices at the grocery store. As to how to return back to normal: We'll have to wait and see what things look like when they actually do return back to normal, but we actually recently published an article on things you can do to pass the time during this pandemic not too long ago (don't worry, there's some options for going out of the house on this list, too). Hope this helps!

https://theminoritymindset.com...ys-to-pass-the-time/

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I have found that if the money meant for savings and investing never makes it into my checking account then I am not tempted to spend it. trash pickup

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