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Tagged With "Defines a Good Call Girl Agency And Work"

Tagged With "Defines a Good Call Girl Agency And Work"

  • Taxes
    I am facing a tax issue, but let me preface it by saying this is a good problem to have. I have been blessed to see some massive gains in one particular stock I hold in my portfolio. My plan is to use these gains to completely pay off my mortgage (I told you they were massive) which will be liberating on a level that I cannot explain. The small issue (good problem) is that this will lead to a huge tax liability and possibly push me into another tax bracket. I have held the positions longer...
  • Topic Reply
    CIT is going through a merger to become the 19th largest bank. It will become First Citizens Bank. Google the merger for more information. I have an account for about 3 years now and it was good for savings but as interest rates dropped it is just like any other online bank.
  • Debt Management
    So we started getting financially savvy and paid off our truck and Credit card. Now I work in the oilfield and it's become an unsteady place recently. we started saving again but have other debts that we still want to pay off. We have a car loan which is around 39k at 5.71% and a loan of 10k at 0%. with the tax return we were thinking of putting a year worth of payments for the 10k loan in a separate account, and start attacking the car note to hopefully have it paid off by the end of the...
  • Topic Reply
    💯
    Let's say you have 2 debts: A $2,000 car loan at 6% and an $11,000 credit card debt at 18%. While continuing to maintain minimum monthly payments on both, it makes mathematical sense to use any extra cash and apply this to the credit card debt since it has the higher interest rate. However, psychologically, it has been found to be easier if you apply any extra cash towards paying down the car loan since the balance is lower and you will see it paid off much sooner than the credit card debt.
  • Topic Reply
    Congrats on having put aside your 30% down payment. I understand where you are coming from since you are not having luck at the moment in finding a home and with time trickling by you're now finding yourself often thinking about this money burning a hole in your pocket. The thing is, rates are so low right now you would be lucky to get 0.2% in a high-interest bank account, so it is not really worth the effort to open one up. Resist any temptation whatsoever in putting this money in a stock...
  • Topic Reply
    Also, the FREE tax programs I mentioned in my previous post are always looking to find new volunteers and they provide FREE tax training where you will likely learn a few more hacks to save money on taxes, as per your opening question. Having gained experience completing taxes will look good on a resume too if you are looking to pursue a career in business or finance. Lastly, but equally important, it will also give you a great feeling at having helped others who may not be in as stable a...
  • Topic Reply
    Think before acting. Buying a property has a high frictional cost. You pay taxes to buy, and you pay commisions to realtors to sell unless you manage to sell yourself. Buying in another state is a huge hassle because when something goes wrong you have to pay someone else to deal with it. If you yourself are renting, you could buy a place to live in first. Unless the place you live is far cheaper to rent. If you are just getting started, the stock market is a more fluid way to build capital...
  • Topic Reply
    I'm going to assume there is no penalty for early prepayment because that's a bit unusual. If it is, it would completely change the calculation. For longterm capital gains, you get the first $10,000 for free, then it's 15% up to $500k, then it's 20%. Your mortgage probably is lower than 5% interest, so it doesn't seem worth it to pay more than 15%. The numbers completely define the answer. Here is an example If you owe $200k on a mortgage, then you can just pay the 15% on $190k which is...
  • Topic Reply
    Joede, Never give up. There is no question that the best way to get rich is to have a rich parent who can give you a leg up. But if you have the desire, and the will, you can improve your situation. I think Minority Mindset really captures a lot of it. A lot of people overspend, and Jaspreet spends a lot of his effort trying to convince them not to. But it's hard. I personally am an overeater, but eating and spending are similar in the sense that you can't go cold turkey -- you have to eat,...
  • Topic Reply
    For certain high-net-worth individuals, life insurance is a way to pass on more millions to decendants without paying taxes. But financially insurance as an investment is reliably a good deal for your insurance agent, for you, not. Term life is a bet that you will die. If you "win" your family gets the money so they can survive without you. The other kind of life insurance which amasses value is a poor investment. It is better to buy term life while your family needs your income, and once...
  • Welcome - Start Here & Introduce Yourself
    Hello all! I feel that I am finally near a point in my life where things are pretty comfortable and I am glad to find resources like this community to help inspire me to stay on track and make it the rest of the way there. Growing up my parents never had much but they had their own business and I think as a result I always had a strong work ethic and never really developed a taste for fancy. My mindset was that I could advance myself by working really hard (at one point holding 3 jobs) but...
  • Topic Reply
    I think some will return to as they were but not all. It will vary by the demands of a given profession, individual work habits, and company culture. In my profession we found that not only could we work effectively remotely but our team was actually more efficient so my employer has already told us they plan on cutting back office space and keeping us remote. That leaves me wanting to do more to make my home office a better work environment. However there are no longer any tax breaks I am...
  • Retirement Planning
    I have a question. I have a Roth401 that i contribute 15% every week to from work that is taken out after taxes. I am also Investing 15% out of my net pay every week. I guess my question is, should I roll my Roth over from Merrrill into M1 Finance and keep everything together, or leave it as is? Thank you for any help that can be provided.
  • Topic Reply
    Hello @Lonney I feel that as long as you have come to that realization, you can for sure start anytime. It is never too late. I mean, if you do not start now, you will regret it even more when you cannot physically work anymore. I know they recommend the old you get, to be more conservative in your risk tolerance. Ultimately, that is your choice on the risk. Like the saying goes, High risk, high reward. Low risk, low reward. I say you go for it. 401k, index funds, ROTH, and self education to...
  • Topic Reply
    Riva!!! OMG! Person! NO NO NO you are in time to gather money from your work I am sure. I have seen some vehicles and tools. I know Minority Mindset (MM) has several suggestions that can help. I also have some suggestions. Do you have 401K, ROTH.... depending on how much you have there are vehicles you can use to move them to a non table status and have them grow. Have you spoken to someone you can trust that is well versed in Financial Advising? You can actually seek someone you feel...
  • Topic Reply
    Looks like you have options here.... :-) 1. sell and by buy at your new location. This will allow you to keep your taxes low and the new loan will give you deductions :-) 2. You can rent and pay off the mortgage on its own and buy another and still have deductions Good luck! There are other vehicles to consider.
  • Topic Reply
    Thank you Maria, I am starting pretty late. Like most people I was not taught about money growing up. So I'm still learning a lot right now, I have had my 401 for a few years now and it is doing well but I have recently started investing in other avenues and wasn't sure if I should keep everything together or leave them in different accounts. Im just not trying to work till I'm 70, I have things to do. Haha.
  • Topic Reply
    If you refinance the home to be a rental, would the payment be low enough to provide a net monthly profit (after also accounting for taxes, maintenance and property management)? If so, my personal choice would probably be to keep and rent it, if not the decision would be tougher but I might still consider it depending on the situation, there is after all nothing better than having someone else build up your equity for you. If you do decide to keep it, work with a reputable property...
  • Topic Reply
    💯
    SGLeavitt357's mention about paying yourself first is a good tip. I would recommend reading the book "The Richest Man in Babylon" as it goes into this and more. It is not too long of a book, but if you don't have time to read it you can see the themes summarized in Wikipedia. One of the themes involves how to cure a lean purse. The first cure is titled: Start thy purse to fattening . Arkad advises on saving 10% of your annual income to start building up your wealth (or purse): "For every ten...
  • Buying A Home
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  • Welcome - Start Here & Introduce Yourself
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  • #SpendingDetox
    Are you also searching for the major difference between internal and external auditor ? Here is the answer for you. An internal auditor is an employee of the company who has been hired by the company. On the other hand, an external auditor is the person who does the audit work but is not an employee of the company but belongs to an external audit firm or external audit company.
  • Welcome - Start Here & Introduce Yourself
    If you want to install a printer driver from 123.hp.com/setup then you have to go to 123.hp.com/setup and follow the steps carefully. Turn on the HP printer and system. Open the web browser and enter 123 . com/setup on your URL. You have to fill the HP Printer model number in the given place. Choose the printer driver . Click on the download button. If you are unable to do it on your own then you can connect to us, we have an expert team with us that can fix all your issues in just one phone...
  • Welcome - Start Here & Introduce Yourself
    Yeah sure it is one of the best sites for printer related issues and I sometimes go directly to www.hp.com/123 when I face any kind of trouble with my printer before contacting the HP service center. Because over the years I felt they are a team of totally dedicated people who actually want to solve people's problems. I sometimes think they should go for election, but still I will highly recommend www.hp.com/123 for printer related issues.
  • Welcome - Start Here & Introduce Yourself
    Well, I think I am here for this — I'm a writer and academic expert from write my assignment , and I couldn't want anything more than to assist you with your tasks as I am as of now doing it for some students from around the world and in any event, composing the exploration proposition for Ph.D. students. I understand that the task work in the USA or in a reputed colleges/school work in an unexpected way — these tasks that you submit are checked against the information (records) or research...
  • Saving Money
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  • Welcome - Start Here & Introduce Yourself
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  • Taxes
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  • Real Estate Investing
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  • Real Estate Investing
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  • Welcome - Start Here & Introduce Yourself
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  • Welcome - Start Here & Introduce Yourself
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  • Welcome - Start Here & Introduce Yourself
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  • Saving Money
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  • Buying A Home
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  • Welcome - Start Here & Introduce Yourself
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  • Welcome - Start Here & Introduce Yourself
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  • Welcome - Start Here & Introduce Yourself
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  • Welcome - Start Here & Introduce Yourself
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