Skip to main content

Minority Mindset Community
Network with other Minority Mindset thinkers.

Tagged With "Cash App without a bank account"

Tagged With "Cash App without a bank account"

  • Topic Reply
    One thing that recently helped me start saving more money for my savings and investing funds is by setting up direct deposit of my paycheck to my various bank accounts and then only including the money meant for spending in my budget. So following the 50/30/20 plan that Jaspreet has recommended in some of his videos; I was able to designate 50% of my paycheck to my checking account, 30% to my investment account, and 20% to my savings. Then I build my budget off of the 50% in my checking...
  • Topic Reply
    Sorry to hear there is so much uncertainty for you! I hope everything works out. Things to look out for when selecting a 529 plan are the tax benefits, types of investments, and associated fees. Every State in the US have their own 529 plans and the rules can vary with each State. One of the biggest benefits to the 529 plan is that the money can grow and be used tax-free on the federal level but of course there are some exceptions on the state level. Not all states offer a state income tax...
  • Topic Reply
    Thank you Landon! I appreciate your advice, and I looked into the state income tax implications for my own state and found no benefits in sight hahahaha, yeah it might be better to just throw whatever I would've contributed into a savings account and collect the 1-2% interest. Also you'd be surprised, from what i can see, and have heard, Med school is more about sustaining an uncommonly high work ethic over a period of decades than it is about being smart.
  • Topic Reply
    👍
    My recommendation would be to have it appraised and then sell it to either your friend or list it with a Realtor. If you sell it to your friend, which is totally your choice, they either have to come up with their own financing (like through a bank), or you would provide it, and there are other people that may help. No different than selling them your car. Either someone gives them the money to give to you, or they make payments to you. Also just because the Zestimate is a certain value does...
  • Stock Market Investing
    Hi everyone, i tried looking for a specific section for crypto but couldn’t find any so I figure this Forum would be the closest thing. I’m in the middle of setting up my coinbase account and I had a question with regards to funding the account: what is difference between using my debit and credit card account to fund? Is there a specific fee for each one? Which one would you recommend? FYI - I am based out of Canada! Regards, Jay
  • #SpendingDetox
    👍❤️
    I never have cash, I buy almost everything online, and even with bank accounts for specific purposes, I blow my budget by transferring funds. Using gift cards, I'm hoping, will force me to use only the amount I've budgeted for groceries, for instance. A second card for eating out, which is where I go wrong most often, will hold me accountable for that. Then investing $1 for every $5 I spend will help me get into the habit of investing more regularly.
  • Topic Reply
    This is great! I'm usually pretty bad a giving gifts around the holidays, so I definitely understand buying expensive last-minute gifts, although, I usually do it as a way to compensate for being a bad gift giver. Also, the "White Elephant" gift giving is definitely out for my friends and family this year too. Not worth the stress or hit to the bank. Good luck with the challenge, keep us updated with how it goes!
  • Real Estate Investing
    (btw I am terrible at spelling and punctuation) hey my name is Simon and I am 18 years old, I'm interested in getting into the real estate business . I watched one of the Beards videos about side hustles and found wholesaling and work for equity, haven't gotten a deal yet but I'm close! My goal is to own several diverse rental properties. My question, to get financing for a property would I have to wait till I have more income? or do I need more credit to take out a loan from a private...
  • Topic Reply
    UPDATE FOR MY SPENDING DETOX CHALLENGE: Okay, so, I decided to not spend any money from Black Friday through Cyber Monday of this year. I did not realize how tough this would be... There was so many things that I wanted to buy that weekend I almost lost the challenge I think 100 times lol. However, I stuck it out, and didn't spend any unnecessary money on those days and now I have a ton of cash in my bank account to add onto for 2021 or invest next year, while the rest of my friends are...
  • Stock Market Investing
    I had began the process of opening an account roughly 3 weeks ago and I have waited patiently for my account to be reviewed and accepted but it has yet to be approved. As I was browsing market news I came to an article stating the state of Massachusetts filed some grievance and I also read the SEC has dinged Robinhood for $65M. Is it over for Robinhood? Or will they find a way out? Share your thoughts.
  • Topic Reply
    Hi Blake, This is a scam account that is using a fake account that looks like the Minority Mindset to scam our audience. We have reported the account & many other like this one, so please DO NOT interact or give this account any money/personal details. Instead, please report them and any other accounts like this one that you see on our videos or page. Keep in mind that we will NEVER ask you for money through any app, including WhatsApp. In addition, we have a checkmark next to our name,...
  • Welcome - Start Here & Introduce Yourself
    👍
    Hi everyone, It's been brought to our attention, (a few times now), that there are some scam or bot accounts out there on social media that are trying to scam our audience. These accounts are designed to look like ours and can end up stealing your money and personal information. We want to ensure all of you that we are actively working to report as many of these accounts as we can, but wanted to give you all a few things to watch out for when trying to spot a fake account: 1. Our channel on...
  • Retirement Planning
    👍
    Hey all, I am new here. however I have been reviewing and listening to the topics for a while. What I am having difficulty on is this: 401K is pre tax dollars. Any investing money after you get paid is money that has been taxed. Shouldn't the best advice be for retirement planning to max out your 401K contributions before thinking on any other long term investing with after tax dollars? Max out means contribute a full $ amount you are allowed per year, which includes you employer...
  • Topic Reply
    Find a reputable brokerage that has been in business awhile and review the fees, then go for the one that you like. WeBull or Robinhood will work too. The more important part of the decision is to chose a brokerage company and consistently fund the account. Good Luck.
  • Saving Money
    How do you all feel about Jaspreet's advice to use CIT Bank? Do any of you have any account with CIT Bank?
  • Topic Reply
    CIT is going through a merger to become the 19th largest bank. It will become First Citizens Bank. Google the merger for more information. I have an account for about 3 years now and it was good for savings but as interest rates dropped it is just like any other online bank.
  • Debt Management
    So we started getting financially savvy and paid off our truck and Credit card. Now I work in the oilfield and it's become an unsteady place recently. we started saving again but have other debts that we still want to pay off. We have a car loan which is around 39k at 5.71% and a loan of 10k at 0%. with the tax return we were thinking of putting a year worth of payments for the 10k loan in a separate account, and start attacking the car note to hopefully have it paid off by the end of the...
  • Retirement Planning
    👍
    Hi MM community, When would you consider it appropriate to (1) hire a financial advisor with a yearly fee of 1% of portfolio assets, versus (2) a Robo Advisor having a 0.4-0.5% yearly fee, versus (3) investing in ETFs on your own using an app that automatically rebalances your ETF portfolio? Your opinions are welcome. KL
  • Topic Reply
    I wouldn't let the chance of temporarily moving into a higher tax bracket dissuade you from your goal of paying off your mortgage. As time goes by your high performing stock could fall back down in value and spoil your plans. However, if you are really keen on not being bumped into a higher tax bracket and you feel pretty sure the stock will maintain its value, you could always sell a certain percentage of the stock this year that still keeps you in your current tax bracket. You could then...
  • Topic Reply
    Congrats on having put aside your 30% down payment. I understand where you are coming from since you are not having luck at the moment in finding a home and with time trickling by you're now finding yourself often thinking about this money burning a hole in your pocket. The thing is, rates are so low right now you would be lucky to get 0.2% in a high-interest bank account, so it is not really worth the effort to open one up. Resist any temptation whatsoever in putting this money in a stock...
  • Topic Reply
    Thanks for the reply. You make several great points. I definitely don't want a fall in the stock price to spoil my plans. I have already seen some correction. I have decided to sell off shares each month for the next several months and retire the mortgage by year's end. I am offsetting my tax liability by increasing contributions to my traditional 401k and 457b plans. I really appreciate the sound advice. I will post back here to let you know how it turns out.
  • Topic Reply
    As to putting money into an IRA monthly, if you don't have the money to fund it up front, do that. If you can fund it right away, do it. If you are worried about the market going down, invest it in something else. If you are getting 0.1% in your bank account, or 0.1% in your IRA but not getting taxed, the IRA still wins. But if you look at a REIT, they pay interest and they are at least not corrolated well to the market in general. Make money as early as possible in your IRA if you can...
  • Topic Reply
    For certain high-net-worth individuals, life insurance is a way to pass on more millions to decendants without paying taxes. But financially insurance as an investment is reliably a good deal for your insurance agent, for you, not. Term life is a bet that you will die. If you "win" your family gets the money so they can survive without you. The other kind of life insurance which amasses value is a poor investment. It is better to buy term life while your family needs your income, and once...
  • Welcome - Start Here & Introduce Yourself
    ❤️
    I recently became interested in finance and hope to learn much and contribute as well to move my knowledge to the next level. I have owed 40K and over about 8 years have finally paid it off or negotiated pay off with bank! As a single mom first and now a mom of young adults, learning how to manage my own money so I can also help others. Love to learn and hopefully see my little money grow into a firm retirement plan. That is one of my goals among many others.
  • Welcome - Start Here & Introduce Yourself
    Follow the steps below to set up QQ Mail on your Outlook. Open Outlook on your desktop and go to the File tab. Select Add Account and then choose Manual setup or additional server types. Choose the POP or IMAP option. Enter the QQ Mail Server Settings as required. Fill up the Your Name, Email Address field. Select Account Type as IMAP. enter imap.qq.com in the incoming mail server and smtp.qq.com in the Outgoing mail server. Enter your account username and password in the given fields.
  • Welcome - Start Here & Introduce Yourself
    The disney+ hotstar mod apk is very simple as well as easy to use in real time. Also, the disney+ hotstar mod apk can be downloaded for free as well. It is developed and launched by Novi digital. The official name of this app is Hotstar. It comes under the entertainment genre with the app size of 20 MB only. It can be downloaded from the play store for free.
  • Welcome - Start Here & Introduce Yourself
    You can reset your Hotmail password either through Recovery Email or through Security Question. These are the 2 ways by which you can reset your lost Hotmail password. Follow the steps given below to perform the Hotmail password reset : Firstly, open the Outlook app on your phone. Input the correct email address and click on the Add button. Hit the "Forgot my password" option. After that type the correct Captcha code. Type your other email address or mobile number according to your choice.
  • Welcome - Start Here & Introduce Yourself
    Are you not able to Check Balance On Cash App Card on your own? Do you want to stay in touch with the right team of professionals? Here, these geeks provide you with proper information and procedure to do the same. What you need to do is to implement the directed instructions to check your balance.
  • Welcome - Start Here & Introduce Yourself
    Therefore, finding the routing number in the Cash app, Does Cash App Have A Routing Number can seem like a frustrating task. Compared to a bank account, the routing number of the Cash application could be quite different. But also the routing number of the bank, the routing number in the Cash application also has the same purpose however, you can also visit our website.
  • Starting A Business/Side Hustles
    Contact us on our customer service helpline number, and our knowledgeable technicians can assistance you. We restore and recognize issues with machines, laptops, networks, smartphones, tablet computers, programs, viruses, etc., you don't need to break off your devices and take them in a shop or office. Customer support is a service provider 100 percent recognized within the US which helps to fix your PC remotely, professionally and basically Check out| Paypal Login | AOL Mail Login | Avast...
  • Book Club
    My name is Nicholas Smith. I am a technical support specialist. We provide support for various emails whether its Roadrunner email or any other. If you have any Roadrunner email problems then visit the Roadrunner mail support website. If you want to know more about TWC email support and TWC mail support, please visit the Roadrunner email support website. In addition to this, we provide AT&T Email Support for any problem related to ATT email login issues. Dial out ATT email support phone...
  • Welcome - Start Here & Introduce Yourself
    Yahoo Mail quick fix tool is an amazing tool that scans your system and sends you an email. This email contains the results of the scan, possible solutions, recommendations, and suggestions for improving your service experience. First login to your account To use the Yahoo Mail Quick Fix tool, go to this link. Choose an issue from the drop-down menu. Then type in a different email address (the one you want to find to be sent). Please enter the code. Click Request the scan to begin.
  • Starting A Business/Side Hustles
    Setting up Linksys range extender setup manually is not complex. The steps below will guide someone trying to do it on his own: Define Technical advisor. Means any technical support related to repairs, development, manufacture, assembly, testing, maintenance, or any other problems regarding any software, antivirus so you get in join with us. garmin gps | Webroot Download | Roku Account Setup | 365 outlook login | mcafee.com/activate | tplinkrepeater.net | download aol gold desktop | TP Link...
  • Book Club
    Are you one of those who are looking to be aware of How Much Money Can You Send On Cash App if you are making use of a verified account? With a verified Cash App account, you will be able to make a transaction without any kind of limit related hassle and problem.
  • Buying A Home
    You can boost the solution services with the help of the cash app phone number . The right selection of the strategy is essential to initiate the solution tactics. Several kinds of unpredicted situations come to the way and users eventually become disappointed because of the troubles with the cash app account. This is why users need to knowledge enough to take measures for a quick solution.
  • Book Club
    You can setup yahoo mail on iPhone easily. Open your phone's settings and add a Yahoo Mail email account to the Mail app. Navigate to Settings. Select Mail, followed by the option of Accounts from the menu bar. Check Passwords and Accounts section, You can also check the Contacts and Calendars section. Select Yahoo from the Add Account menu. Select Next after entering your Yahoo email address. Click Sign in and enter the password for your Yahoo email account.
  • Welcome - Start Here & Introduce Yourself
    Is Hotmail down ? Are you also facing this issue? Then here you can get to know the reasons behind this issue. Hotmail is down due to several reasons such as: The Hotmail Server is down. Maybe your Hotmail account is hacked by intruders. Lots of cache and cookies are present in your browser. Poor network connectivity. If you are facing any one of the reasons mentioned above, then follow these steps to fix this issue: Firstly, you should verify the Hotmail server status. If it is down, then...
  • Stock Market Investing
    How can I know my Cash App Card Balance ? Is your cash app card not working properly? Are you having problems with cash app card activation? For this, just dial the helpline number and talk to the techies of the cash app team. Through this, you will get expert advice for fixing the issues.
  • Real Estate Investing
    Want to use your cash app card? Don’t know about the Cash App Card Balance ? If you’ve any technical concerns then call the cash app support team for reliable solutions. All you need to do is to connect with the technical support team. Get the solution to cash app card problems from the experts.
  • Welcome - Start Here & Introduce Yourself
    Forgot your Hotmail password and don’t have access to the recovery phone number either? You’re not alone and yes you can still pass the Hotmail Password Reset test. To get access to your Hotmail account without a recovery phone number or email address, you need to visit https://account.live.com/resetpassword.aspx . This link will take you to the Hotmail account recovery page, where you need to enter your email address at first and click on Next. In the next window, you need to select “I...
×
×
×