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Tagged With "OMG Crypto Price"

Tagged With "OMG Crypto Price"

  • Stock Market Investing
    Hi everyone, i tried looking for a specific section for crypto but couldn’t find any so I figure this Forum would be the closest thing. I’m in the middle of setting up my coinbase account and I had a question with regards to funding the account: what is difference between using my debit and credit card account to fund? Is there a specific fee for each one? Which one would you recommend? FYI - I am based out of Canada! Regards, Jay
  • Book Club
    Hi everyone, I was hoping if someone could suggest/recommend a few books regarding crypto currency (if there are any!). I’m a beginner at crypto, and before I invest, I’d like to understand a bit more about cryptocurrency. Regards, Jay
  • #SpendingDetox
    👍
    For various reasons, this is the only challenge that fits me. I tend to overspend and I never negotiate the price and/or look for alternatives. This happens especially with: Food delivery apps the labels: "Amazon's Choice" / "Best Seller" When I'm not in a discount supermarket to get groceries I'll do my best 😱 😁
  • Stock Market Investing
    👍
    Metals like gold, and other 'new-age' stuff like crypto, seem to me like as good as or better than real estate, because you never know when your property will be seized or taxed by the government beyond what's worth it. IIRC he mentioned something about current tax benefits for RE vs. metals, and I haven't seen any of his new videos in months, so maybe something changed.
  • Retirement Planning
    👍
    Hey all, I am new here. however I have been reviewing and listening to the topics for a while. What I am having difficulty on is this: 401K is pre tax dollars. Any investing money after you get paid is money that has been taxed. Shouldn't the best advice be for retirement planning to max out your 401K contributions before thinking on any other long term investing with after tax dollars? Max out means contribute a full $ amount you are allowed per year, which includes you employer...
  • Topic Reply
    Hello @RP I had the same thought process, but I took the other route of just paying off the home. I thought this would best fit my case to produce more ROI to buy another home and have a lower debt to income ratio. Also, this would open more doors for me to cash in on the full amount of $$ from this rental. Also, to not end up paying triple for the house after the 30 year. You can also do what @Nathan_Gregory mentioned and refi to lower interest, BUT still pay the full price that you were...
  • Topic Reply
    @Nef I first bought a single family home (all 3 are). Honestly I was more forced to buy this since I did not qualify for much and having a truck payment did not help out either. However, my agent did recommend this area and the house value has gone up almost 300%! So in short, I qualified for so little and that was in my price range. This was in 2011 when I got the house for 83K =)
  • Topic Reply
    Joede, Never give up. There is no question that the best way to get rich is to have a rich parent who can give you a leg up. But if you have the desire, and the will, you can improve your situation. I think Minority Mindset really captures a lot of it. A lot of people overspend, and Jaspreet spends a lot of his effort trying to convince them not to. But it's hard. I personally am an overeater, but eating and spending are similar in the sense that you can't go cold turkey -- you have to eat,...
  • Topic Reply
    Thanks for the reply. You make several great points. I definitely don't want a fall in the stock price to spoil my plans. I have already seen some correction. I have decided to sell off shares each month for the next several months and retire the mortgage by year's end. I am offsetting my tax liability by increasing contributions to my traditional 401k and 457b plans. I really appreciate the sound advice. I will post back here to let you know how it turns out.
  • Topic Reply
    Hello @Viralkumar I think it all depends on your current rate and what you are trying to accomplish for now or in the future. In my case, I refinanced 2 of my rental homes. 1 was 4.125 and the other was at 4.25. I was able to get them down to a rate of 2.875, dropping my payment down ~200 per home. Pretty much giving myself a raise of 400 monthly. I mainly did this to reduce my Debt to Income Ratio for when I plan on buying another home, I will be able to and not limited. However, I am still...
  • Saving Money
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  • Buying A Home
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  • Book Club
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  • Book Club
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  • Stock Market Investing
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