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Minority Mindset Community
Network with other Minority Mindset thinkers.

Tagged With "Bitcoin Cash Price"

Tagged With "Bitcoin Cash Price"

  • Welcome - Start Here & Introduce Yourself
    👍🔥
    Hey everyone, Been watching the MM YouTube channel for a few years, loved the clear and concise message. The content really hit home. My parents didn't teach me what really matters with respect to financial freedom and wealth building. I don't blame them because their parents didn't either. So, with that said I am on a mission to help my son be better prepared. Albeit I feel I am a little late to the party. Either way, that won't stop me from living and working on goals for me and my family.
  • #SpendingDetox
    👍❤️
    I never have cash, I buy almost everything online, and even with bank accounts for specific purposes, I blow my budget by transferring funds. Using gift cards, I'm hoping, will force me to use only the amount I've budgeted for groceries, for instance. A second card for eating out, which is where I go wrong most often, will hold me accountable for that. Then investing $1 for every $5 I spend will help me get into the habit of investing more regularly.
  • #SpendingDetox
    👍
    For various reasons, this is the only challenge that fits me. I tend to overspend and I never negotiate the price and/or look for alternatives. This happens especially with: Food delivery apps the labels: "Amazon's Choice" / "Best Seller" When I'm not in a discount supermarket to get groceries I'll do my best 😱 😁
  • Topic Reply
    UPDATE FOR MY SPENDING DETOX CHALLENGE: Okay, so, I decided to not spend any money from Black Friday through Cyber Monday of this year. I did not realize how tough this would be... There was so many things that I wanted to buy that weekend I almost lost the challenge I think 100 times lol. However, I stuck it out, and didn't spend any unnecessary money on those days and now I have a ton of cash in my bank account to add onto for 2021 or invest next year, while the rest of my friends are...
  • Retirement Planning
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    Hey all, I am new here. however I have been reviewing and listening to the topics for a while. What I am having difficulty on is this: 401K is pre tax dollars. Any investing money after you get paid is money that has been taxed. Shouldn't the best advice be for retirement planning to max out your 401K contributions before thinking on any other long term investing with after tax dollars? Max out means contribute a full $ amount you are allowed per year, which includes you employer...
  • Topic Reply
    Hello @RP I had the same thought process, but I took the other route of just paying off the home. I thought this would best fit my case to produce more ROI to buy another home and have a lower debt to income ratio. Also, this would open more doors for me to cash in on the full amount of $$ from this rental. Also, to not end up paying triple for the house after the 30 year. You can also do what @Nathan_Gregory mentioned and refi to lower interest, BUT still pay the full price that you were...
  • Topic Reply
    @American.Champion , It is great you are starting early in life. Time will be your best asset. Make a strong effort in educating yourself in real estate, never stop learning. Also become disciplined in the art of savings. Having 'skin' in the game with your hard cash goes a long way to build credibility which will allow more opportunities to be presented. Be great at analyzing deals quickly and as accurate as you can - whether it be a single/multi, a house hack or flipped home. Keep in mind...
  • Topic Reply
    @Nef I first bought a single family home (all 3 are). Honestly I was more forced to buy this since I did not qualify for much and having a truck payment did not help out either. However, my agent did recommend this area and the house value has gone up almost 300%! So in short, I qualified for so little and that was in my price range. This was in 2011 when I got the house for 83K =)
  • Topic Reply
    😀
    Great topic question, I will bite: As you go down the rabbit hole of researching the topic of 'Getting Out of Debt' you will surely find that there are a few approaches to consider yet, the conclusion will be that the path chosen is simple to understand but very hard to stick to. My recommended approach to tackling debt while not having enough means (low income) are as follows. 1. Know Your Numbers: You have to know how much money is coming in and how much money is going out. Have a record...
  • Topic Reply
    💯
    Let's say you have 2 debts: A $2,000 car loan at 6% and an $11,000 credit card debt at 18%. While continuing to maintain minimum monthly payments on both, it makes mathematical sense to use any extra cash and apply this to the credit card debt since it has the higher interest rate. However, psychologically, it has been found to be easier if you apply any extra cash towards paying down the car loan since the balance is lower and you will see it paid off much sooner than the credit card debt.
  • Topic Reply
    Thank you so much for your help. I was looking at distressed properties in which I would be paying cash. I thought the money I had was enough but I see that there really is no way for poor people to get ahead. I have some stocks but I wanted to give my money an actual chance to grow for my children. A rental would give my children "passive" income and pass on to any potential grandchildren. My rent is 4 figures and is actually inexpensive for where I live. I tried to buy a home years ago...
  • Topic Reply
    Joede, Never give up. There is no question that the best way to get rich is to have a rich parent who can give you a leg up. But if you have the desire, and the will, you can improve your situation. I think Minority Mindset really captures a lot of it. A lot of people overspend, and Jaspreet spends a lot of his effort trying to convince them not to. But it's hard. I personally am an overeater, but eating and spending are similar in the sense that you can't go cold turkey -- you have to eat,...
  • Topic Reply
    Thanks for the thorough evaluation with some numbers to support it. You offered a lot of info which I appreciate. I think the interest over the next 30 years compared to the tax liability for this one year makes it clear. I have decided to sell off shares each month to pay off the mortgage by year's end. I am also setting aside a portion of the proceeds for taxes due next year. This will be a huge milestone for me and increase my monthly cash flow in order to start new investments. Thanks...
  • Topic Reply
    Thanks for the reply. You make several great points. I definitely don't want a fall in the stock price to spoil my plans. I have already seen some correction. I have decided to sell off shares each month for the next several months and retire the mortgage by year's end. I am offsetting my tax liability by increasing contributions to my traditional 401k and 457b plans. I really appreciate the sound advice. I will post back here to let you know how it turns out.
  • Topic Reply
    For certain high-net-worth individuals, life insurance is a way to pass on more millions to decendants without paying taxes. But financially insurance as an investment is reliably a good deal for your insurance agent, for you, not. Term life is a bet that you will die. If you "win" your family gets the money so they can survive without you. The other kind of life insurance which amasses value is a poor investment. It is better to buy term life while your family needs your income, and once...
  • Topic Reply
    Hello @Viralkumar I think it all depends on your current rate and what you are trying to accomplish for now or in the future. In my case, I refinanced 2 of my rental homes. 1 was 4.125 and the other was at 4.25. I was able to get them down to a rate of 2.875, dropping my payment down ~200 per home. Pretty much giving myself a raise of 400 monthly. I mainly did this to reduce my Debt to Income Ratio for when I plan on buying another home, I will be able to and not limited. However, I am still...
  • Welcome - Start Here & Introduce Yourself
    Are you not able to Check Balance On Cash App Card on your own? Do you want to stay in touch with the right team of professionals? Here, these geeks provide you with proper information and procedure to do the same. What you need to do is to implement the directed instructions to check your balance.
  • Welcome - Start Here & Introduce Yourself
    Therefore, finding the routing number in the Cash app, Does Cash App Have A Routing Number can seem like a frustrating task. Compared to a bank account, the routing number of the Cash application could be quite different. But also the routing number of the bank, the routing number in the Cash application also has the same purpose however, you can also visit our website.
  • Starting A Business/Side Hustles
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  • Starting A Business/Side Hustles
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  • Saving Money
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  • Book Club
    Are you one of those who are looking to be aware of How Much Money Can You Send On Cash App if you are making use of a verified account? With a verified Cash App account, you will be able to make a transaction without any kind of limit related hassle and problem.
  • Buying A Home
    You can boost the solution services with the help of the cash app phone number . The right selection of the strategy is essential to initiate the solution tactics. Several kinds of unpredicted situations come to the way and users eventually become disappointed because of the troubles with the cash app account. This is why users need to knowledge enough to take measures for a quick solution.
  • Stock Market Investing
    How can I know my Cash App Card Balance ? Is your cash app card not working properly? Are you having problems with cash app card activation? For this, just dial the helpline number and talk to the techies of the cash app team. Through this, you will get expert advice for fixing the issues.
  • Real Estate Investing
    Want to use your cash app card? Don’t know about the Cash App Card Balance ? If you’ve any technical concerns then call the cash app support team for reliable solutions. All you need to do is to connect with the technical support team. Get the solution to cash app card problems from the experts.
  • Welcome - Start Here & Introduce Yourself
    Want to use your cash app card? Don’t know about the Cash App Card Balance ? If you’ve any technical concerns then call the cash app support team for reliable solutions. All you need to do is to connect with the technical support team. Get the solution to cash app card problems from the experts.
  • Welcome - Start Here & Introduce Yourself
    Of course, you can take help from the troubleshooting professionals who will help you out to apply for a refund to Get My Money Back From Cash App . Moreover, you can also come to know the necessary steps and guidelines through which you can do the same without any kind of hassle.
  • Welcome - Start Here & Introduce Yourself
    Are you suffering from some easy modes to Check Balance On Cash App Card ? Are you looking to get some technical assistance to deal with the problems you face while trying to check out the balance of your Cash App account? Take help from the geeks who will help you to deal with your problems!
  • Book Club
    If you are looking for the best PHP programming help for an assignment then you have to consider the below-mentioned steps: Cheap and reasonable price: When it comes to the price, you have to find something pocket-friendly. Professional assignment experts: We have the best-qualified experts who have completed their Ph.D. in their respective fields 24*7 Assistance: Our customer executives are available all the time, no matter if it is day or night. Keep these points in your mind that help you...
  • Buying A Home
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  • Welcome - Start Here & Introduce Yourself
    The requirement to search for Cash.app/help appears when cash app users experience technical problems with their account. They sometimes could not cancel the unintended payment and become stressed. However, they can instantly take the help of the cash app representative and get the problem resolved. The utilization of the cash app has led to the ease of transactions for them but no users can prevent the collision of tech glitches with their cash app account.
  • Starting A Business/Side Hustles
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  • Welcome - Start Here & Introduce Yourself
    What are the benefits when you sell broken cars to a reputed company? At JCPCarParts , we are here to guide you with some advantages, and that is - as a trusted company, we are authorized & approved by the government. Our professional staff handles your vehicle with care. And do each of the chosen services in front of you. There is no hindrance to being kept while you are with us. Also, get the highest cash when you bring your cars for sale Kingston to us. We promise to pay you more than...
  • Welcome - Start Here & Introduce Yourself
    Most of the people who are new to the world gems, the prospect of buying a gemstone can appear quite challenging. If you’re also interested in buying gems then you should do some research before buying. It is best practice to buy gems only from well known and reputed vendors like Gems N Gems. We are one of the best traders who believe in offering good quality products. We are capable of delivering gemstones worldwide at a very affordable price. We are capable of supplying every kind of...
  • Welcome - Start Here & Introduce Yourself
    Organic Balloon Gold Coast : These days ordering balloons online has become a trend. Flower, chocolate and cakes are now considered as a traditional way of celebrating, people considering order balloons online instead of these traditional ways. Kids love places decorated with balloons. If you’re from Gold Coast or Brisbane, then you can purchase balloons online using our website balloonhq.com.au. At Ballon HQ, you can avail a wide range of balloons at a competitive price. If you manage to...
  • Welcome - Start Here & Introduce Yourself
    When you start searching for the best dentist near me, you will be overwhelmed with the countless number of dentists. So it could be difficult to choose a dentist the best one. If you’re from Houston, then you can consider visiting Edge Dental. Edge Dental is one of the best dental clinics in Houston that works with a team committed and highly qualified dentists. At Edge Dental we are committed to creating and restoring beautiful and healthy smiles. Edge Dental clinic offers a wide range of...
  • Welcome - Start Here & Introduce Yourself
    Get the best treatment from the vein clinic long island. Find vein specialists and professionals to get the best varicose vein treatment at a reasonable price. Schedule your appointment now and visit the vein clinic to treat yourself with the most advanced technologies.
  • Welcome - Start Here & Introduce Yourself
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