Spending during the holidays: Year after year, the holidays slowly shift from joyful winter glee, to a race to see who can spend the most money. Retailers all vying for your attention, with bargain gifts abound, and who can forget a present for your step-mom, cousins, siblings, friends and the pup or kitty. It's no wonder why people feel drained and spent come January 1st! But, what if there was a better way to keep more money in your wallet this holiday season, without losing any of that...

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