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Tagged With "Spending"

Tagged With "Spending"

  • #SpendingDetox
    πŸ‘
    For this year's Spending Detox challenge, I'm choosing 3 challenges that will help me create a strong foundation for my mindset with money. I chose: #1 - 'No Spending' Zone #2 - Create A Holiday Budget #6 - Give the Gift of Time For number one, I'm locking in, traditionally, the 4 biggest spending days of the year: November 27th - November 30th. This encompasses Black Friday through Cyber Monday, which means I'll have to avoid those pesky sales this year. Why? Because if I can avoid spending...
  • #SpendingDetox
    ❀️
    Spending during the holidays: Year after year, the holidays slowly shift from joyful winter glee, to a race to see who can spend the most money. Retailers all vying for your attention, with bargain gifts abound, and who can forget a present for your step-mom, cousins, siblings, friends and the pup or kitty. It's no wonder why people feel drained and spent come January 1st! But, what if there was a better way to keep more money in your wallet this holiday season, without losing any of that...
  • #SpendingDetox
    πŸ‘
    For the Spending Detox Challenge, I decided to go with #2, make a holiday budget and #3 don’t overpay. Challenge #2: I decided to go with this one because I usually splurge during the holidays. I often buy last-minute gifts for family and friends, and that’s usually the worst time to buy. My nephews are 8 and 10 years old so I always try to be β€œthe cool” uncle by buying the hottest holiday toy or a full-priced video game. This year, I decided that I am going to plan earlier when it comes to...
  • Topic Reply
    This is great! I'm usually pretty bad a giving gifts around the holidays, so I definitely understand buying expensive last-minute gifts, although, I usually do it as a way to compensate for being a bad gift giver. Also, the "White Elephant" gift giving is definitely out for my friends and family this year too. Not worth the stress or hit to the bank. Good luck with the challenge, keep us updated with how it goes!
  • Topic Reply
    UPDATE FOR MY SPENDING DETOX CHALLENGE: Okay, so, I decided to not spend any money from Black Friday through Cyber Monday of this year. I did not realize how tough this would be... There was so many things that I wanted to buy that weekend I almost lost the challenge I think 100 times lol. However, I stuck it out, and didn't spend any unnecessary money on those days and now I have a ton of cash in my bank account to add onto for 2021 or invest next year, while the rest of my friends are...
  • Starting A Business/Side Hustles
    I am one for those cliff hanger spenders, spending what I don't have But here is the twist I help people , I take care of my family Thats why I do with my paycheck So it justifies my spending right ??? I guess not cuz I have been working all my life and I don't have a savings or any investments I have a pension plan and a life insurance but thats about it Nothing liquid And I am down to one source of income So I am here to learn and I am open to advice and mentorship I am also greiving so...
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    I have pension and life insurance ,I just want extra money for everyday life you , vacations etc , be able to do what ever comfortable But thank u , I started my 15% saving a week
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    Hello @Jodiann I would say... NO. That does not justify that. I understand you may have a kind heart to do this, but at the end of the day, you are hurting your future by the decisions you are making. I feel the easiest things to do is auto save what you can so you actually never do see that money. Start 401K and/or ROTH so that it is automatically taken out and you can legitimately say you cannot buy this/that for this person. Or at least, this will minimize what that number usually is. At...
  • Topic Reply
    Jodiann, I am so sorry for your loss! I can not even imagine the pain on top of the pandemic situation! It is not difficult to get on a plan of action. One step at at time. May I suggest a simple spread sheet that outlines what you currently have and then determine how it is impacting your life style. Then you can make some decisions based on ration and not emotion. Let me know if you need help with that. Sometimes, it helps to speak to someone about this that is not invested in your life.
  • Topic Reply
    Thank you so much ,really appreciate it , as it stands I have nothing , paycheck to paycheck trying to find my balance I'm working on it I'm have decided to do my needs not my wants I would buy stuff to make me happy but that happiness is short lived when I am broke again lol So I made a decision to save my 15% a week So one week at at a time I'm changing my bad habits
  • Saving Money
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    Everybody should make a proper budget for it, and spend money with them. I like it. Besides, I think we need to put money where we can't get it. I am glad to slope 2 unblocked read your blog.
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