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Reply to "What are some 401k or IRA hacks to get the most out of your retirement account?"

I think an obvious answer to the 401k is to make sure you are at least contributing what you employer is willing to match (free money is the best!). One thing I would say about that though is make sure to check what your employer contribution is vested in. Where I work the match is given in company stock, and even though I like where I work and have faith in them as a company, I don't like having so much of my retirement vested in only a single company stock. So every once in a while I sell some of the company stock and move it to an index fund (the index fund has for the most part given a better return anyways).

LM
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