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Reply to "Life Insurance VS. Roth IRA"

As to putting money into an IRA monthly, if you don't have the money to fund it up front, do that. If you can fund it right away, do it.

If you are worried about the market going down, invest it in something else. If you are getting 0.1% in your bank account, or 0.1% in your IRA but not getting taxed, the IRA still wins.

But if you look at a REIT, they pay interest and they are at least not corrolated well to the market in general. Make money as early as possible in your IRA if you can afford it.

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