Anyone use webull here?

I just began my literary journey into investing and have read the following:

Richest man in Babylon

The Bogleheads Guide to Investing

One up on Wall Street

The Science of Success

I am currently reading The Intelligent Investor, but was wondering how many books regarding investing or personal finance you read on average, say, every month, quarter, or year? Feel free to drop book recommendations, especially those along the lines of fundamental and value investing, or any other resources you have used to learn how to determine if a company is undervalued. 

I want to know the one BURNING question that you have for your favorite finance/money management author? If you could ask them any question you wanted, what would you ask and why?

Any in particular that you'd recommend? Let us know below!

Hello all, here's a bit of a deep seeded question so I'll give a little back story to help clear up some details.

I recently had to sell my house and find a new job due to the pandemic, the job I found is great, and even pays more than my previous one. The downside, it's in an area that houses are way above my ability to offer.

I'm the soul provider for a family of three and we found a place to rent that we can easily afford and save money while doing so.

With the sale of the house we have equity that we can use to pay off our debts, up some into savings and still have some to use, preferably for investing.

I'm aware that the YouTube channel and the website are American but is there any advice for someone in the great white north that's new to investing?

I have never invested in the past and as the old saying goes.. hindsight is 20/20.  I'm trying to wrap my head around as much as possible before diving into anything.

I guess it boils down to the question. Where is the best place to start in terms of investing? And what percentage of the equity would be wise to start with as an initial investment.

Thanks all, love the channel and appreciate all the help and information!

The Canadian Guy

I need help.

I got a  property for $415K. Now on zillow, it's worth $480K. I am willing to let it go to a friend for $460K (thus saving on agent fee), but she has no credit to get a mortgage. Is there another way to handle this?

Debt repayment is something no one really wants to think about. But, it's something that a lot of us need to plan for. What's been some of the best strategies that work for you? Especially for someone who has a lot of time, but not a lot of money to get it done? 

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I am. (Well my wife and I)

Our short back story:

We aren't wealthy by any means. But, my wife and I were having a discussion and ultimately came to the conclusion that we both are on the same page with respect to not working until the US recommended retirement age of [65-67]. We are in the mindset that It doesn't make sense to potentially waste prime years of our lives working in hopes of enjoying retirement without the assurance we will have the necessary [health or wants]. We prefer to live off less and live as much as we can with what ever we got.

With that said, we have started to make minor moves (taking action & planning) to build some wealth / passive income that will subsidize our current 403(b) and  Pension in our later years. We aren't thinking we will make it to the millionaires club but we will try. Anything close to the 1M will be acceptable. We have approximately (10-12) years to hit any goals we set.

Below is our list of goals that will guide us to the path to our million.

1-Emergency Fund (done)

2-Invest in ETFs/Stocks (started this month)

3-Buy At least (1) rental property. (in the learning, educating and planning stages)

4-Focus on Growing my small business. (company is live, but needs more attention)

5-Write a Short-Stories series. (future plans-no date determined yet)

That's it. My mind has been recently cluttered so I have to slow down and figuring out what I should be focusing on now/next. At the end of it all, I am enjoying the process and the potential financial freedom I am striving for.

If you got this far in the reading, I thank you for your tenacity and your time.

Good luck on your personal journey.

Hi, I'm Seguirat and I'm a moneyholic.

I ran across the Minority Mindset videos and really like the message.  I'm trying to get more of my family and friends engaged in understanding the right and wrong ways with using money/credit, etc.  Thanks for making these videos, the way you convey your message is excellent.  I look forward to engaging in the group talk and continuing to learn from others.  Never be afraid to ask for help!

Hey all, I am new here. however I have been reviewing and listening to the topics for a while. What I am having difficulty on is this: 401K is pre tax dollars. Any investing money after you get paid is money that has been taxed. Shouldn't the best advice be for retirement planning to max out your 401K contributions before thinking on any other long term investing with after tax dollars? Max out means contribute a full $ amount you are allowed per year, which includes you employer contributions.

I started down the path of M1 app and fundriser app. However good they are, its never going to compare to what I can do with my 401k divers portfolio. The 2 apps tend to go down the long term investment strategy as well and I don't see enough value add until I max my 401K. How I see it is Bonus + any side Hussle + any extra cash has value in contributing to additional investing, however if you haven't maxed your 401K funding you shouldn't think about any other long term investing strategies with that money. So saying all this - what about investing any after taxed extra cash into more risky returns and short term investing like stocks or crypto investing with taxed dollars? That seems to be my only option based on this concept I am building.

With this logic I am having a hard time thinking that M1 is a good option. Real estate investments might be considered more near a mid term strategy and could provide some diversity, however don't pay enough money in return before retirement vs placing that same cash + non taxed dollar amount into a larger portfolio of the 401K.

So if got a raise my first thought should be my 401K addition, not adding $$ into an app like fundriser.

this is taking into consideration that 401K is "untouchable" till a given age and is considered retirement and very long term. so what really should be paying off and making you extra cash before retirement should be risky high return investments.

Am I wrong in this logic? Thanks all!

Saving has become more important than ever before in 2020. What are some ways that you've been able to hack your savings accounts this year?

(btw I am terrible at spelling and punctuation)  hey my name is Simon and I am 18 years old, I'm interested in getting into the real estate business .  I watched one of the Beards videos about side hustles and found wholesaling and work for equity, haven't gotten a deal yet but I'm close! My goal is  to own several diverse rental properties.  My question, to get financing for a property would I have to wait till I have more income?  or do I need more credit to take out a loan from a private lender, bank, etc.? Also is now a good time to get into rental properties?

Taxes can be a pain. Luckily, there are some creative ways to legally hack your taxes every year. What are some of your favorites?

Buying a home is never easy. But when you're a first-time home-buyer, it can seem like an impossible task. Any tips or things that you learned when you bought your first house? Anything that a first time home-buyer should watch out for?

What is the best strategy for paying off a mortgage early? How do you know how much extra you can put towards your home without losing out on investment opportunities? If the interest rate on the mortgage is fairly low then is there even an advantage to paying the loan off early?

Hi everyone,

It's been brought to our attention, (a few times now), that there are some scam or bot accounts out there on social media that are trying to scam our audience. These accounts are designed to look like ours and can end up stealing your money and personal information.

We want to ensure all of you that we are actively working to report as many of these accounts as we can, but wanted to give you all a few things to watch out for when trying to spot a fake account:

1. Our channel on YouTube has a checkmark next to our name. If the account has our name, but no checkmark, report the account.

2. We will NEVER ask you for money or personal details. In addition, we will never ask you to send us any of these details through WhatsApp.

If you see an account posing as ours on YouTube, or any other social media platform like Instagram, Facebook, or Twitter, report the account immediately.

There's a lot of scammers on the internet. We're doing our best to report these accounts, but in the meantime, stay safe out there everyone, and always doublecheck an accounts legitimacy before interacting with it.

If you see a scammer, post them below, or create a new forum post so that others can avoid this account.

Keep Hustlin!

Jaspreet,

I hope you read these comments.

I wanted to help you (for a change).

I downloaded a sample of the book mentioned in the subject line, and I was Shocked. I understand that English is not your first language, but the lack of editing would turn anybody away from buying the book, or joining the community if they weren't already familiar with your brilliance. I am a published author and I can help with the editing.  If not, please get someone to do it for you,  or take the book down from the Amazon book store. I do love your videos, and your shirts (I really do), but please do something about the book. I'm glad I didn't spend $6.99 for the entire 29 pages.

Respectfully,

Robert

I want clarification this is very shady...

Anyone conduct any business with this Albert Leonard fella?

Thanks

Blake G